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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is the broadest form of ownership allowed by law?

A) fee simple
B) easement estate
C) life estate
D) leasehold

2. Which one of the following estates may NOT be insured under a title insurance policy?

A) Life estate.
B) License.
C) Easement.
D) Leasehold.

3. Which of the following is considered a voluntary lien?

A) Mortgage lien.
B) Real estate tax lien.
C) Construction lien.
D) State tax lien.

4. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Seller.
B) Escrow agent.
C) Purchaser/buyer.
D) Lender.

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
D) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.

Solutions: