Insurance Licensing PA-Title-Insurance-Agent Valid Dump : Pennsylvania Producers Examination for Title Insurance Series 16-10

PA-Title-Insurance-Agent real exams

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Aug 16, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation12%- Title insurance law requirements
  • 1. Examination of title required
    - Federal regulation
    • 1. Fraud and false statements (18 USC 1033/1034)
      • 2. Fair Credit Reporting Act
        - Licensing
        • 1. Cease and desist orders
          • 2. Expiration
            • 3. Title producer additional requirements
              • 4. Licensing process
                • 5. Address change
                  • 6. Persons to be licensed
                    • 7. Disciplinary actions
                      • 8. Maintenance and duration
                        • 9. Appointment procedures
                          • 10. Reporting of actions
                            • 11. Renewal
                              • 12. Revocation, suspension, nonrenewal or denial of license
                                • 13. General requirements
                                  • 14. Assumed names
                                    • 15. Continuing education
                                      - State regulation
                                      • 1. Commissioner's general duties and powers
                                        - Producer regulation
                                        • 1. Prohibited acts
                                          • 2. Record keeping
                                            • 3. Charges for extra services
                                              • 4. Unfair inducements and marketing practices
                                                - Company regulation
                                                • 1. Solvency requirements
                                                  • 2. Rates regulation
                                                    • 3. Unfair claims settlement practices
                                                      - Unfair trade practices
                                                      • 1. Boycott, coercion or intimidation
                                                        • 2. Twisting
                                                          • 3. Defamation
                                                            • 4. Misrepresentation
                                                              • 5. Rebates and inducements
                                                                • 6. Unfair discrimination
                                                                  • 7. False advertising
                                                                    Topic 2: General Insurance Concepts3%
                                                                    Topic 3: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
                                                                    • 1. Federal liens
                                                                      • 2. Judgments
                                                                        • 3. Voluntary liens
                                                                          • 4. Involuntary liens
                                                                            • 5. Taxes and assessments
                                                                              - Property-related issues
                                                                              • 1. Water rights
                                                                                • 2. Surveys
                                                                                  • 3. Condominiums
                                                                                    • 4. Equitable interests
                                                                                      • 5. Mineral rights
                                                                                        • 6. Attachments
                                                                                          - General exceptions
                                                                                          Topic 4: Title Insurance Principles- Title search techniques
                                                                                          • 1. Chain sheet
                                                                                            • 2. Computer index
                                                                                              • 3. Hard copy index
                                                                                                - Risks covered by title insurance
                                                                                                • 1. Hidden off-record risks
                                                                                                  • 2. Errors by producer
                                                                                                    • 3. Errors in public records
                                                                                                      - Title insurance policies
                                                                                                      • 1. Enhanced policies
                                                                                                        • 2. Owner's policy
                                                                                                          • 3. Commitments
                                                                                                            • 4. Loan policy
                                                                                                              • 5. Leasehold policy
                                                                                                                - Insurable interests
                                                                                                                • 1. Life estate
                                                                                                                  • 2. Easements
                                                                                                                    • 3. Fee simple estate
                                                                                                                      • 4. Leasehold estate
                                                                                                                        - Policy structure
                                                                                                                        • 1. Conditions and stipulations
                                                                                                                          • 2. Schedule B exceptions
                                                                                                                            • 3. Insuring provisions
                                                                                                                              • 4. Schedule A
                                                                                                                                • 5. Endorsements
                                                                                                                                  • 6. Exclusions

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

                                                                                                                                    A) subrogated to the lien of the insured mortgage.
                                                                                                                                    B) restricted to the lien of the subject mortgage.
                                                                                                                                    C) waived to the lien of the subject mortgage.
                                                                                                                                    D) subordinated to the lien of the subject mortgage.


                                                                                                                                    2. Which of the following statements is true concerning an unrecorded deed?

                                                                                                                                    A) it need not contain a legal description
                                                                                                                                    B) it need not name the grantee
                                                                                                                                    C) it does not give constructive notice of ownership
                                                                                                                                    D) it is not valid between the grantor and the grantee


                                                                                                                                    3. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

                                                                                                                                    A) sign his or her name on the witness line
                                                                                                                                    B) affix his or her official stamp
                                                                                                                                    C) obtain proper identification from all signers
                                                                                                                                    D) list the expiration date of his or her commission


                                                                                                                                    4. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

                                                                                                                                    A) The addresses of grantees must be provided on a special form appended to the document.
                                                                                                                                    B) The executed title insurance policy must be sent to the state insurance department.
                                                                                                                                    C) The stamp of the notary must be clear and legible and nothing may be written over it.
                                                                                                                                    D) The signatures on the document must be acknowledged.


                                                                                                                                    5. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

                                                                                                                                    A) requirement.
                                                                                                                                    B) standard exception.
                                                                                                                                    C) post policy event.
                                                                                                                                    D) condition.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: D
                                                                                                                                    Question # 2
                                                                                                                                    Answer: C
                                                                                                                                    Question # 3
                                                                                                                                    Answer: A
                                                                                                                                    Question # 4
                                                                                                                                    Answer: B
                                                                                                                                    Question # 5
                                                                                                                                    Answer: A

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